Business financing referrals · Distribution businesses

Plan the purchase behind your next distribution cycle.

A distributor may pay suppliers before goods are delivered or customer invoices are settled. Explain the inventory order, handling cost and timing of the gap in your application.

Illustration of distribution businesses and their working space

How it works

The application process

01

Define the purchase

Connect the requested amount to equipment, stock or another identified business cost.

02

Describe current trading

Provide the industry and operating information asked for, keeping estimates separate from confirmed figures.

03

Finish the application

Read the disclosures, check contact details and complete the mobile verification required for submission.

Before you begin

Application preparation

Identify which purchase or cash-flow period the requested amount is intended to support.

  • 01Funding amount, business purpose and timing
  • 02Monthly revenue and time in business
  • 03Industry, business name and approximate credit range
  • 04Owner contact details and mobile access
Illustration of distribution businesses equipment and workspace
Illustration of distribution businesses equipment and workspace

Distribution businesses · funding preparation

Your operating calendar

Gross order value is different from the cash tied up in an order. Deduct deposits and consider returns or customer payment terms when estimating the amount that needs funding.

Possible uses

Business expenses to describe

01

Inventory purchasing

Minimum orders and supplier deposits can create a large upfront commitment. Use confirmed customer demand and stock already held when defining the purchase.

02

Handling equipment

Packing stations, pallet equipment and loading aids can support a change in order volume. Include setup costs and the space needed to use them.

03

Operating expenses

Freight, warehouse labor and supplier balances may come due on different dates. Break the request into those obligations and identify expected customer payment dates.

A few things to know

About this referral service

Information sharing and referral payments

We may sell the business and contact details in your application to up to five funding partners for follow-up about financing. Our payment is for the referral rather than a funded outcome, and applying does not incur a fee from this service.

Approval and available terms

We cannot promise approval, a financing amount or particular terms from an application. Those decisions belong to the provider after its own review.

Provider timing

Include the real payment deadline in the request without assuming it will be met. Availability follows the provider’s decision and completion of its requirements.

Contact consent and mobile verification

Before sending your details, check the consent wording for calls, texts and information sharing. The code sent to your mobile is used to confirm access to that number.

Make a beginning

Start with your business funding request

Describe the planned expense in the application and complete the requested business profile.